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Ask an RU: Underwriting Loans with Restricted Stock Units as Income

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It’s an ordinary day of underwriting mortgage files and then…
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Ask an RU: Borrower Minimum Contribution Basics

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As an underwriter, it can seem as though there are many important…
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Ask an RU: Contingent Liability Basics

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You’re reviewing the loan file and notice a line item under…
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[Ask an RU] How to Verify Future Income for Borrowers Mid-Job Move

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The loan is finally set to fund, but the processor calls out…
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[Ask an RU]: Demystifying Interested Party Contributions, Financing Concessions and Sales Concessions

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Ever get confused over what the difference is between financing…
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[Ask an RU] Types of C-to-P Loans

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As the demand for new construction continues to increase thanks…
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[Ask an RU] Underwriting Mortgages for DACA Borrowers

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Since the inception of the Deferred Action for Childhood Arrivals…
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[Ask an RU] Underwriting a Mortgage with Tip Income

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If you’ve ever worked in the service industry or know someone…
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[Ask an RU] Permanent Heat Source Requirements

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As you start turning up your thermostat to ward off dropping…
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[Ask an RU] Qualifying with Rental Income from a Departure Property

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The calculation of rental income from a departure property can…