Ask an RU: Everything You’ll Need to Know About Gifts, Gifts of Equity and Gift Funds
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We strive to help lenders bring the dream of homeownership to…
Ask an RU: Understanding Construction-to-Permanent (C2P) Loans
[Updated April 4, 2024]
More families are looking to move…
Breaking Down GSEs’ 97 LTV Loan Programs and How Enact MI Can Help
Purchasing a home can be an exciting, but daunting process for…
Coverage from the Ground Up: Your Guide to Construction-to-Permanent (C2P) Loans
So, your borrowers have decided to build their home or pursue…
DEI Considerations: Let’s Talk Expanded Nontraditional Credit Guidelines
In an effort to enact a more diverse, equitable and inclusive…
Back to Basics: Understanding Delegated and Non-Delegated MI Underwriting
During the homebuying process, all the paperwork that a borrower…
Ask an RU: Tips to Submit Quality Loan Originations
We’re all human… and humans will make errors on occasion.…
Ask an RU: A Comprehensive List of Tips for First Pass Approvals
We understand that you’d like to have a clear to close commitment…
Ask an RU: Contingent Liability Basics
You’re reviewing the loan file and notice a line item under…
[Ask an RU] How to Verify Future Income for Borrowers Mid-Job Move
The loan is finally set to fund, but the processor calls out…