Entries by Steve Richman

Unlocking Homeownership, Part 4—Unconventional Facilitator

MI Series Part 4: Single-Premium MI – the Unconventional Facilitator My name is Steve Richman, and I’m That MI GuySM for Genworth Mortgage Insurance. Mortgage insurance isn’t exactly a mainstream topic, but it makes a mainstream impact by allowing borrowers to secure a mortgage without the traditionally required 20 percent down payment. Throughout this four-part […]

Unlocking Homeownership, Part 3—Myth-Busters

MI Series Part 3: Myth-Busters—Clarifying MI’s Value in a Growing Low Down Payment World My name is Steve Richman, and I’m That MI GuySM for Genworth Mortgage Insurance. Mortgage insurance isn’t exactly a mainstream topic, but it makes a mainstream impact by allowing borrowers to secure a mortgage without the traditionally required 20 percent down […]

Unlocking Homeownership, Part 2—A Full Picture

Part 2: When the Little Things Provide A Full Picture My name is Steve Richman, and I’m That MI GuySM for Genworth Mortgage Insurance. Private mortgage insurance isn’t exactly a mainstream topic, but it makes a mainstream impact by allowing borrowers to secure a mortgage without the traditionally required 20 percent down payment. Throughout this […]

What Makes You Different?

You are ready to buy a home.  You’re not rich.  You know you are going to need a mortgage. So you do what anyone would do – you Google “mortgage lender”.  Google returns 31,000,000 results.  Yes, 31 million. Every one of those 31 million is fighting to get your business. Unfortunately, they are all saying […]