Entries by Steve Richman

Building Social Media Presence Step by Step

This article first appeared in the National Mortgage Professional Magazine’s July edition. People will tell you that “you need to have a social media presence.”  Unfortunately, in this case, “have” is the wrong verb.  Truthfully, “you need to build your social media presence.”  It’s easy to have a social media presence.  Go to any social […]

Unlocking Homeownership, Part 4—Unconventional Facilitator

MI Series Part 4: Single-Premium MI – the Unconventional Facilitator My name is Steve Richman, and I’m That MI GuySM for Genworth Mortgage Insurance. Mortgage insurance isn’t exactly a mainstream topic, but it makes a mainstream impact by allowing borrowers to secure a mortgage without the traditionally required 20 percent down payment. Throughout this four-part […]

Unlocking Homeownership, Part 3—Myth-Busters

MI Series Part 3: Myth-Busters—Clarifying MI’s Value in a Growing Low Down Payment World My name is Steve Richman, and I’m That MI GuySM for Genworth Mortgage Insurance. Mortgage insurance isn’t exactly a mainstream topic, but it makes a mainstream impact by allowing borrowers to secure a mortgage without the traditionally required 20 percent down […]

Unlocking Homeownership, Part 2—A Full Picture

Part 2: When the Little Things Provide A Full Picture My name is Steve Richman, and I’m That MI GuySM for Genworth Mortgage Insurance. Private mortgage insurance isn’t exactly a mainstream topic, but it makes a mainstream impact by allowing borrowers to secure a mortgage without the traditionally required 20 percent down payment. Throughout this […]

What Makes You Different?

You are ready to buy a home.  You’re not rich.  You know you are going to need a mortgage. So you do what anyone would do – you Google “mortgage lender”.  Google returns 31,000,000 results.  Yes, 31 million. Every one of those 31 million is fighting to get your business. Unfortunately, they are all saying […]