In 2019, more than 2 million first-time homebuyers purchased homes, representing more than half of all purchase loans. For credit unions, helping members achieve homeownership is an important relationship building milestone. Credit unions have a long history of actively encouraging healthy savings behaviors in members, making them ideal partners on the journey to homeownership for […]
Author Archive for: Melissa.Lineberry
About Melissa Lineberry
Melissa Lineberry has been with Genworth Mortgage Insurance since 2007 and currently serves as our Community Bank and Credit Union Segment Manager. After spending over a decade as an Account Manager, Melissa joined Genworth’s Customer Experience team to focus on initiatives that support the needs of our community based lending partners. Blending the knowledge gained from her sales tenure and 15+ years of previous lending experience, Melissa provides a unique perspective in bringing forward business development solutions for our customers.
A graduate of Miami University in Oxford, Ohio, Melissa and her family reside in Wake Forest, North Carolina having relocated from Central Ohio in 2016. When not consumed by her side job as Dance Mom to daughter Abby, she enjoys traveling, particularly for sporting events and outdoor exploration with her husband, Bob Niemi.
Entries by Melissa Lineberry
In a past post, we discussed renovation loans and identified similarities with the better-known construction-to-perm (or construction loans for short). In this post, we’ll expand upon those differences and give you a more thorough understanding of construction-to-perm loans. There are some significant differences between the two programs that we will explore. But let’s focus on the […]
Finding solutions to one of today’s biggest market challenges Renovations and renovation loans are becoming more prevalent in our lives, especially in our entertainment options. One television channel in particular – HGTV – is overflowing with shows about transforming a run-down property into the house of every homeowner’s dream. From Chip & Joanna Gaines to […]
Perhaps one of the greatest obstacles you might have in discussing ARM loans with borrowers is all the ARM loan myths that persist today. In our last post, we discussed ARM loans and how their structure can be beneficial to borrowers. Today, we want to discuss the most prevalent ARM loan myths and how you […]
If you pay attention to the overall mortgage lending landscape, you’ve likely noticed an uptick in ARM lending. Perhaps you’ve even noticed it in your own lending shop. Thanks to rising interest rates, ARM loans are starting to look a bit more favorable to some lenders and savvy borrowers. The rest of the population, however, […]
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