Entries by Melissa Lineberry

Reaching First-Time Homebuyer Credit Union Members

In 2019, more than 2 million first-time homebuyers purchased homes, representing more than half of all purchase loans. For credit unions, helping members achieve homeownership is an important relationship building milestone. Credit unions have a long history of actively encouraging healthy savings behaviors in members, making them ideal partners on the journey to homeownership for […]

Solving Inventory Challenges with Construction Loans

In a past post, we discussed renovation loans and identified similarities with the better-known construction-to-perm (or construction loans for short). In this post, we’ll expand upon those differences and give you a more thorough understanding of construction-to-perm loans. There are some significant differences between the two programs that we will explore. But let’s focus on the […]

Solving Inventory Challenges with Renovation Loans

Finding solutions to one of today’s biggest market challenges Renovations and renovation loans are becoming more prevalent in our lives, especially in our entertainment options. One television channel in particular – HGTV – is overflowing with shows about transforming a run-down property into the house of every homeowner’s dream. From Chip & Joanna Gaines to […]